class A
Account & verification
durable moments — accounts you joined, bonds you locked, agents you authorized
§ pricing · the platform layer
You set every per-event price. OC takes 20%. The rest is yours.
You set the prices, the subtypes you bill on, and the share that goes to your users (0–80%). OrangeCheck keeps a fixed 20% platform fee, changeable only by a versioned release.
§ ROI estimator
Plug in your traffic · see the four-way split.
me.ochk.io retains a flat 20% platform fee. You set everything else · per-event price (in sats) and how much of the remainder streams to your users vs. your rebate balance. Numbers below are estimates · actual settlement is in sats, USD shown at a reference rate of $95,000/BTC.
gross fee · monthly
2,000,000 sats
≈ $1.9k · 40,000 events
OC platform fee · 20%
400,000 sats
≈ $380
your users earn
1,300,000 sats
≈ $1.2k · 65% of gross
your rebate
300,000 sats
≈ $285 · remainder
> Multiply by 12 for annual. Each integrator sets per-subtype prices · this widget assumes one weighted-average. The math matches lib/events/types.ts's computeFees() exactly · what you see here is what bills.
§ oc platform fee
20%
of every integrator's gross_fee envelope. funds custody, ots anchor pipeline, signing service, abuse review. fixed by OC, ratified 2026-04-30, changeable only via a versioned @orangecheck/me-client release.
§ minimum price floor
1 sat
the natural atomic Bitcoin unit. integrators set their own per-event prices above this floor — OC does not impose sybil-resistance opinions on integrators. spam-control gates (attest_tier, paid-action minimums) are the integrator's call from their own threat model.
§ user share
0 – 80%
each integrator sets it per event subtype. the rest (after the 20% platform fee + user share) is a rebate to the integrator's OC balance. typical defaults: 65%.
What that means in practice: a fintech can price account_creation at 5,300 sats and route 55% to users. A Lightning-native exchange can price payment_authorization at 0.50% with 75% to users. A community-aligned federation can give 78% of every fee to users. Or any combination. me.ochk.io ships the protocol, bills the platform fee, and keeps every receipt verifiable on Bitcoin headers forever — but doesn't set the prices.
class B
Activity & cashback
ongoing flow — payments, verifications, stamps
class C
Sessions
ambient floor — a meaningful authenticated window with a site you use
§ suggested defaults
what the configurator UI starts pre-filled with.
These aren't bands and they're not enforced — just the values a typical SaaS would pick if they didn't want to think about it. The wizard at /me/projects/new drops you in here; tune every field on the project's page after. USD is shown at a fixed reference rate of 1 BTC ≈ $95,000, not a quote; billing is in sats and records no exchange rate.
| event | default · usd | default · sats | enabled? | default user share |
|---|---|---|---|---|
account creation | $1.23 / event | 1,300 sats | ✓ on | 65% |
account recovery | $0.62 / event | 650 sats | ✓ on | 65% |
attest bond increased | $1.52 / event | 1,600 sats | ◌ off | 65% |
payment method connected | $0.30 / event | 320 sats | ✓ on | 65% |
agent delegation issued | $0.30 / event | 320 sats | ◌ off | 65% |
recovery method updated | $0.15 / event | 160 sats | ✓ on | 65% |
payment authorized | — | 0.75% of amount | ✓ on | 65% |
scoped action authorized | $0.10 / event | 100 sats | ✓ on | 65% |
attest verification | $0.27 / event | 280 sats | ◌ off | 65% |
stamp signed | $0.05 / event | 55 sats | ◌ off | 65% |
pledge resolved | — | 1.00% of amount | ◌ off | 65% |
session opened | $0.05 / event | 55 sats | ✓ on | 65% |
Several events ship enabled: false by default — bond attestations, agent delegations, attest gating, stamps, pledges. Most sites don't need those; the ones that do flip them on in the configurator and price them to their economics.
§ archetype configurations
Six illustrative archetypes.
Each row is a sample profile modeled on a common business shape — not a real company's configuration. They show how different economics drive different choices on the same platform substrate. Real integrator configs live on the integrator's own project at /me/projects.
Sample · Lightning Fintech
lightning-fintech.sample| event | site pays | you earn |
|---|---|---|
account creation | 2,100 sats $1.99 | +1,470 sats 70% share |
session opened | 80 sats $0.08 | +56 sats 70% share |
payment authorized | 0.50% of amount | 75% share |
payment method connected | 420 sats $0.40 | +294 sats 70% share |
Sample · Cashback-Heavy Wallet
cashback-wallet.sample| event | site pays | you earn |
|---|---|---|
account creation | 1,600 sats $1.52 | +960 sats 60% share |
session opened | 60 sats $0.06 | +39 sats 65% share |
payment authorized | 0.95% of amount | 78% share |
Sample · Lightning-Native Social
social-client.sample| event | site pays | you earn |
|---|---|---|
session opened | 40 sats $0.04 | +20 sats 50% share |
stamp signed | 30 sats $0.03 | +20 sats 65% share |
scoped action authorized | 80 sats $0.08 | +40 sats 50% share |
Sample · High-Trust Merchant SaaS
merchant-saas.sample| event | site pays | you earn |
|---|---|---|
account creation | 5,300 sats $5.04 | +2,915 sats 55% share |
attest bond increased | 2,200 sats $2.09 | +1,210 sats 55% share |
attest verification | 530 sats $0.50 | +345 sats 65% share |
session opened | 75 sats $0.07 | +45 sats 60% share |
payment authorized | 0.85% of amount | 65% share |
agent delegation issued | 480 sats $0.46 | +312 sats 65% share |
Sample · Community Federation
community-federation.sample| event | site pays | you earn |
|---|---|---|
account creation | 850 sats $0.81 | +663 sats 78% share |
session opened | 50 sats $0.05 | +39 sats 78% share |
agent delegation issued | 200 sats $0.19 | +156 sats 78% share |
Sample · Creator Platform
creator-platform.sample| event | site pays | you earn |
|---|---|---|
account creation | 1,100 sats $1.05 | +770 sats 70% share |
session opened | 35 sats $0.03 | +25 sats 70% share |
stamp signed | 80 sats $0.08 | +48 sats 60% share |
payment authorized | 0.65% of amount | 70% share |
scoped action authorized | 90 sats $0.09 | +50 sats 55% share |
§ how every event splits
one envelope, four parties.
Every billable envelope reserves the same four slots — a fixed platform fee for OC, the user's configured share, the integrator's rebate (anything left), and a content-addressed signature trace anyone can verify.
oc · platform fee
20% of gross
fixed by OC. funds custody, signing, OTS anchoring and abuse review.
user · cashback
gross × user_share_pct
determined by the integrator's user_share_pct config for this event subtype.
site · rebate
whatever's left
credited back to the integrator's OC project balance. zero if user_share_pct = 80%.
anyone · audit
ed25519 + ots + nostr
the envelope itself. content-addressed, signed, anchored, republished. verifiable offline forever.
Worked example. An integrator pays $1.00 (1,053 sats) for an account_creation event with user_share_pct = 0.65. OC reserves 211 sats as the platform fee. The user earns 684 sats (65% of gross). The integrator's rebate absorbs the remainder: 158 sats (15% of gross). All four shares add to gross within ±1 sat for rounding.
§ for users
what you earn depends on which sites you use.
each site sets its own prices and your share, inside orangecheck's bounds, so one site may give you 78% of a payment fee and another 50% of a session fee. the breakdown for every event is visible on /me/activity — gross, OC fee, your share, the integrator's rebate, all four.
honest range for typical use: $5–$30/mo. composition disclosed on /earn.
§ for sites that integrate
you set every price. configure once, ship forever.
no minimum spend, no tier lock-in, no surprises. your IntegratorPriceConfig declares which event subtypes you bill, what you pay per event, and what fraction flows to your users. OC takes 20% off the top; the rest is yours and your users'. change the config any time; envelopes already issued retain the prices in effect at time of issuance.
configurator + drop-in code on /why#integrators; the three-step wizard issues your project_key at /me/projects/new. pay-per-event, no minimum — you fund escrow before anything bills.
sats are the unit · USD is shown alongside
Bitcoin is the unit of account on me.ochk.io. Every price an integrator declares is in sats; every cashback line in /me/activity is in sats; every billing envelope settles in sats. Sites pay in sats. Users earn in sats. There's no fiat rail buried under the surface.
USD is shown beside sats for readability, at a fixed reference rate of 1 BTC ≈ $95,000 — not a quote. Envelopes are denominated in sats and record no exchange rate. Per docs.ochk.io/charter, commitment 07: Lightning customers are not a footnote — we do not surcharge Lightning and do not require a fiat onramp.