Account & verification
durable moments — accounts you joined, tiers you upgraded, agents you authorized
$5–$30/month for typical use. Most of that is cashback on payments, with sessions as the ambient floor and account-creation / KYC / agent-delegation as the high-trust bumps. Setting expectations correctly here is what prevents disappointment three months in.
durable moments — accounts you joined, tiers you upgraded, agents you authorized
ongoing flow — payments, verifications, stamps
ambient floor — a meaningful authenticated window with a site you use
No projections, no "up to" numbers. These are the ranges typical users land in given current price bands and integrating-site composition.
| profile | sites | monthly earnings | composition |
|---|---|---|---|
| occasional · 5 sites · few payments / mo | 5 | $2 – $8 | mostly sessions |
| typical · 15–25 sites · weekly payments | 15–25 | $5 – $30 | cashback dominant, sessions floor |
| active · 30+ sites · daily payments | 30+ | $25 – $90 | cashback + verifications |
| power user · all of above + agents + pledges | 30+ | $60 – $300 | class A bumps, class B steady, class C ambient |
Each integrator sets the per-event price and the user-share fraction for every subtype they enable. Your actual earnings depend on which sites you transact with — Fold may give 78% of payment fees, Damus may give 50% of session fees, both are correct for their own model. See /me/identity for the per-site config of every site you've connected.
one-time, when you first sign in to a site that has never seen your oc identity. typical site pays $0.50–$2.00 per signup; user-share usually 60–70%, but the integrator picks both.
cadence: one-time per user-site relationship
when a site asks you to upgrade your attest tier for a regulated workflow. a third-party verifier does the work and the user-share is typically lower because the verifier cost is passed through.
cadence: per upgrade, rare
authorizing an ai agent to act on your behalf at a site. one event per delegation, not per agent action. typically off by default; integrators flip it on when they support agents.
cadence: per delegation, rare
cashback on payments routed through your oc identity. percentage-based — typically 0.5–1.0% of the payment, with the user-share fraction set by the integrator. the dominant earnings line for active users.
cadence: every payment
a site verifies your attest tier at a high-stakes moment (large transaction, admin action, regulated workflow). per-event price set by the integrator.
cadence: occasional
signing reviews, receipts, credentials. portable across services, verifiable offline. integrators that ship stamp-signing surfaces (review platforms, credential-issuing communities) configure this.
cadence: frequent for active reviewers
when a bonded commitment you signed resolves on chain. percentage of resolved stake; integrator picks the rate and the user-share.
cadence: per pledge, rare
a meaningful authenticated window with a site. site declares the policy (15 min for banking, 7 days for SaaS, 90 days for mobile) and the per-session price. signin within an open session is free.
cadence: ambient — sessions through your day
Every event shows full provenance — the integrating site, the action, the gross fee paid, OC's platform fee, your share, the OC envelope id, and a link to a public verifier.
Sign in at /signin to see your own.
Not "passive Bitcoin income." Not "earn while you sleep." Not the secret to crypto wealth. me.ochk.io will not pay your rent. The earnings are real, the receipts verify on Bitcoin headers, and the model is honest — but the unit economics are bounded by what integrating sites would have paid for SMS-2FA, Stripe, KYC providers, and Auth0 anyway. Each integrator chooses how much of that to redirect to you (anywhere from 0% to 80%); OC retains a fixed 20% platform fee for operating the substrate.
For the site-side configuration surface and the platform-fee policy, see /pricing. For the per-site config of every site you transact with, see /me/identity.