Account & verification
durable moments — accounts you joined, bonds you locked, agents you authorized
Cashback on every payment, ambient sats on every session, larger one-time bumps on state transitions (account creation, bond attestation, agent delegation). What you actually take home depends entirely on the integrating sites you use and the prices they configure — see the live ledger of sample integrators below.
durable moments — accounts you joined, bonds you locked, agents you authorized
ongoing flow — payments, verifications, stamps
ambient floor — a meaningful authenticated window with a site you use
No projections, no "up to" numbers. These are the ranges typical users land in given current price bands and integrating-site composition.
| profile | sites | monthly earnings | composition |
|---|---|---|---|
| occasional · 5 sites · few payments / mo | 5 | $2 – $8 | mostly sessions |
| typical · 15–25 sites · weekly payments | 15–25 | $5 – $30 | cashback dominant, sessions floor |
| active · 30+ sites · daily payments | 30+ | $25 – $90 | cashback + verifications |
| power user · all of above + agents + pledges | 30+ | $60 – $300 | class A bumps, class B steady, class C ambient |
Each integrator sets the per-event price and the user-share fraction for every subtype they enable. Your actual earnings depend on which sites you transact with — Fold may give 78% of payment fees, Damus may give 50% of session fees, both are correct for their own model. See /me/identity for the per-site config of every site you've connected.
one-time, when you first sign in to a site that has never seen your oc identity. typical site pays $0.50–$2.00 per signup; user-share usually 60–70%, but the integrator picks both.
cadence: one-time per user-site relationship
when you sign a new BIP-322 sat-bond attestation (or upgrade your bond size). me.ochk does NOT do KYC — sybil resistance comes from the sat-bond capital cost + paid-action history, never from PII. integrators that gate on stronger sybil resistance pay for this event so users have an incentive to bond.
cadence: per bond change, rare
authorizing an ai agent to act on your behalf at a site. one event per delegation, not per agent action. typically off by default; integrators flip it on when they support agents.
cadence: per delegation, rare
cashback on payments routed through your oc identity. percentage-based — typically 0.5–1.0% of the payment, with the user-share fraction set by the integrator. the dominant earnings line for active users.
cadence: every payment
a site verifies your attest tier at a high-stakes moment (large transaction, admin action, regulated workflow). per-event price set by the integrator.
cadence: occasional
signing reviews, receipts, credentials. portable across services, verifiable offline. integrators that ship stamp-signing surfaces (review platforms, credential-issuing communities) configure this.
cadence: frequent for active reviewers
when a bonded commitment you signed resolves on chain. percentage of resolved stake; integrator picks the rate and the user-share.
cadence: per pledge, rare
a meaningful authenticated window with a site. site declares the policy (15 min for banking, 7 days for SaaS, 90 days for mobile) and the per-session price. signin within an open session is free.
cadence: ambient — sessions through your day
The mockup below is illustrative — these are not real envelopes from a real identity. Every row in the live /me/earn surface shows full provenance: integrating site, action, gross fee, OC's platform fee, your share, OC envelope id, public verifier link.
Sign in at /signin to see your own real ledger — empty until your first envelope, no seeded data.
Not "passive Bitcoin income." Not "earn while you sleep." Not the secret to crypto wealth. me.ochk.io will not pay your rent. The earnings are real, the receipts verify on Bitcoin headers, and the model is honest — but the unit economics are bounded by what integrating sites would have paid for SMS-2FA, Stripe, and Auth0 anyway. Each integrator chooses how much of that to redirect to you (anywhere from 0% to 80%); OC retains a fixed 20% platform fee for operating the substrate.
For the site-side configuration surface and the platform-fee policy, see /pricing. For the per-site config of every site you transact with, see /me/identity.